Principal Consultant - Credit, Collections & Order-to-Cash Transformation
I help B2B organizations strengthen credit governance, accelerate collections, improve working-capital visibility, and turn accounts receivable data into earlier, better management decisions using analytics, automation, and applied AI.
Receivables performance fails when governance, data, and ownership are fragmented.
High DSO and overdue exposure
Diagnose delay drivers before they become month-end explanations.
Unreliable collection forecasts
Tie expected payment dates to evidence, ownership, and follow-up cadence.
Portal and documentation blocks
Separate issued invoices from collectible invoices using readiness gates.
Dashboards without decision support
Move from reporting history to prioritizing management action.
Diagnose, govern, prioritize, execute, and measure.
The work is not to create prettier reports. The work is to make risk visible, ownership clear, and action measurable.
Diagnose
Analyze process, portfolio, risk, data quality, and issue ownership.
Govern
Define policies, decision rights, controls, RACI, statuses, SLAs, and gates.
Prioritize
Segment exposure and focus management attention by risk, value, and urgency.
Execute
Implement workflows, escalation, dashboards, automation, and team cadence.
Measure
Track DSO, CEI, aging, forecast accuracy, customer behavior, and execution.
DSOX converts accounts receivable data into risk signals, performance insight, recommended actions, and executive decisions.
DSOX is an AI-enabled Credit & Collections Intelligence platform designed from real B2B credit and collections operating experience. It is positioned honestly as a proprietary decision-support methodology and platform concept, without claims of live ERP integrations or commercial deployment.
Credit, Collections, O2C, Working Capital, AR Intelligence, and Applied AI.
Credit governance and risk control
Policies, limits, terms, guarantees, credit holds, risk classification, and exposure monitoring.
Collections operating model
Segmentation, targets, scorecards, escalation, forecast governance, and promise-to-pay validation.
Order-to-Cash transformation
Billing readiness, handoff controls, portal governance, RACI, statuses, SLAs, and release gates.
Working capital and AR intelligence
DSO, CEI, aging, overdue exposure, cash-flow visibility, customer risk, and collector analytics.
Applied AI for finance decisions
AI-assisted diagnosis, prioritization, summaries, recommended actions, and human approval controls.
Executive dashboards and KPI systems
Zoho Analytics, Zoho Books reporting, Excel models, automated alerts, and standardized data logic.
Accurate employment titles, clear public positioning.
Principal Consultant is Wael's market positioning for consulting and senior advisory opportunities. His current employment title remains Credit & Collection Manager at Alnafitha International for Information Technology.
Credit & Collection Manager
Alnafitha International for Information Technology - Riyadh, Saudi Arabia
Chief Financial Officer
Ahyaha Society
Accounting
Saudi Cancer Society
Leadership role, consulting assignment, or applied-AI finance discussion.
Use the contact page to discuss a senior leadership role, Principal Consultant opportunity, O2C diagnostic, DSOX, or an executive workshop.