Where revenue becomes cash: credit decisions, billing readiness, collections execution, and management intelligence.
Wael Allam is a credit, collections, and Order-to-Cash transformation leader with 15+ years of experience across finance, accounts receivable, credit control, working-capital management, and executive reporting.
Public market positioning for consulting and senior advisory opportunities.
Executive Summary
I have spent my career working where revenue becomes cash - across credit decisions, customer terms, billing readiness, collections execution, dispute ownership, and management reporting.
My experience has taught me that overdue receivables are rarely a Collections-only problem. They are often the financial result of decisions and process failures distributed across the full Order-to-Cash cycle.
My work combines operational leadership, credit governance, KPI design, executive analytics, workflow automation, and applied AI.
A policy is not complete until the organization can prove that it is being applied.
I build policies, metrics, dashboards, workflows, and decision frameworks that make risk visible, ownership clear, and action measurable.
The value of receivables data is not in reporting the delay. It is in seeing the delay early enough to change the outcome.
Employment titles are preserved accurately.
Credit & Collection Manager
Alnafitha International for Information Technology - Riyadh, Saudi Arabia
Leads the credit and collections lifecycle for a high-value B2B technology portfolio serving enterprise, strategic, and government-sector customers in Saudi Arabia.
- Oversees credit control, receivables follow-up, dispute escalation, payment forecasting, customer risk, and management reporting.
- Coordinates with Finance, Sales, Account Management, Legal/Contracts, Operations, Projects, and senior leadership.
- Builds policies, controls, escalation rules, dashboards, and performance frameworks using Zoho Books, Zoho Analytics, Excel, workflow automation, and applied AI.
Chief Financial Officer
Ahyaha Society
Led strategic financial planning, budgeting, reporting, donor and grant financial management, compliance, risk management, internal controls, and process improvement.
Accounting
Saudi Cancer Society
Accountant
Awareness Society (WAEI)
Operationally grounded, evidence-driven, and cross-functional.
Saudi B2B context
Experience with technology, enterprise, strategic, and government-sector customer environments in Saudi Arabia.
Analytics and systems
Dashboard logic, KPI definitions, data-quality controls, automated alerts, and executive reporting.
AI with human control
AI identifies patterns, risks, and recommended actions. Management owns policy, approval, customer decisions, and accountability.